Finding the right
rural property for the home or ranch
of your dreams doesn't have to be a
daunting task. Here are eight tips for
evaluating "
horse property".
Whether
you are thinking of purchasing an existing country home
or ranch, buying raw land and building your dream ranch
from the ground up, or something in between,
the same fundamentals apply. Keeping these concepts in
mind as you search for that ideal place to call home
will ensure that your final selection remains
a
happy one for years to come.
1)
Work with a Professional.
Locating
quality rural real estate requires more than searching
listings in the paper or on the Internet. Make sure you
use the services of a Realtor; one knowledgeable about
your desired
area,
who specializes in country property and with whom you
feel comfortable. In most areas, only a few agents are
knowledgeable about, much less specialize
in, country property.
Fewer still understand the
unique
needs of specialized applications such as horse ranches
or stable design and operation. Your agent should be
very knowledgeable about zoning requirements, local
development regulations, the permit process, septic
systems, wells and water systems, and other land issues.
A good agent can introduce you to reputable vendors for
the installation and maintenance of wells, septic
systems, fencing, barns, grading,
vineyard layout
and
irrigation systems as well as
other
rural
service organizations. While your agent doesn't need to
be
personally involved in equestrian or
vineyard related activities,
if they
have experience with listing and selling rural property
and knowledge of
the
regulations and pitfalls involved in doing so,
communicating your property requirements as well as
fulfilling
your
dreams will be much easier!
2) Think Ahead At Least 5 to 10 Years.
Just
because a particular property looks like it will fit
your needs as they exist today doesn't mean that it will
continue to do so in a few years time. Do you plan on
enlarging the
home or adding more facilities? Is there sufficient
space to expand or improve
the existing infrastructure? Will you want to cover that
arena,
layout and cross-fence
additional pastures or otherwise enhance
the use of your land in the future, and will amount of
irrigated land? How might local development plans impact your property? What is the likely
direction for expansion and development
in your community? Will you find yourself surrounded by
tract developments or owners that don't appreciate some
of the improvements or uses you have in mind? Will water
remain plentiful and affordable? Could development
impact water quality? Your Realtor, the local Planning
Department, Water District,
Agricultural Extension Agent
and fellow ranchers
are
great sources for this important information.
3) Select a Topology to Match Your Use
and Understand What Happens When It Rains.
Some
people start their search for
equestrian
property
thinking they want the flattest land available. Others
seek sloped land for endurance training. While either choice can be viable
depending on your intended uses and needs, the
most versatile land lies somewhere in between. Low-lying
land isn't called "bottom land" for nothing! Large
animals like horses and cattle are notorious fence
walkers and they will compact any soil where they
congregate. In regions with dry, dusty top-soil, they can
wear away an inch of soil per year
in a
dry-farmed (dirt) pasture, and more along the fence
lines. Flat pastures then become swimming pools in rainy
weather. Look for land that contains a slight natural
slope in the range of 2% to 5%. This slope is moderate
enough to be almost universally usable while still
draining well. Slopes greater than 10% are not favored
by animals and can lead to serious erosion problems if
your facilities are not designed with water flow in
mind. While that back hillside may provide privacy and
look beautifully wooded, how will you maintain it from
year to year? Can motorized equipments such as trucks,
mowers or wagons get
to every corner of the property? In the event of a fire,
is there a way to get water and fire-fighting crews and
equipment to the all reaches of your property?
Ideally you would view potential
properties in rainy weather to see exactly where the
natural drainage paths lie. If you're purchasing
property in the dry season, walk the property with your
Realtor. Look for evidence of previous water flows such
as gullies, dry creeks and erosion contours. Look at
your potential property from several angles and try to
determine where the high spots are. What you would like
to see are wide, shallow drainage paths where water will
move slowly but in sufficient quantity. Check for long,
thin lines of water-hungry vegetation which can appear
as dark streaks in aerial photographs.
These plants usually indicate where
water sits or flows long after the rainy season has
ended.

Aerial photo (Google
Earth is handy for some
of these!) showing creek contours as dark green lines of
water-hungry vegetation.
Narrow, deep contours usually evolve into gullies
or
become significant erosion
problems
requiring
constant care and maintenance.
In many cases, the local Planning
Department or Water District will have identified
natural contours that function as major
storm
runoff
paths (know as storm
drain easements)
that will be indicated on a parcel map or
in the preliminary
title
report. Check with your Realtor or the Planning
Department to determine if any of these exist on the
property you are considering. It is important that you
not disturb the drainage in these areas because of the
effect they might have on neighboring properties
both up and
down
stream.
4) Check the Setbacks and Other
Restrictions.
Setbacks
are
the
minimum
distances that you can locate a building or other
fixture from a particular feature of the land. There are
minimum distances
for spacing buildings from parcel boundaries, from
creeks and storm drain easements, from roads and from
utility or other access easements. Separation limits are
also mandated
between facilities like your well and septic system.
Setback distances range from less than ten feet to a
hundred feet or more. Not all existing structures may
have been erected in accord with the setback
regulations. If something looks too close to you, it
probably is; and will look too close to the county
planner as well. If you are adding structures to a site,
your
site plan will be examined for
setback violations during the site
approval process.
As the buyer, and subsequently the owner, you would be
responsible for any setback violations even if they
occurred before you made the purchase. While your arena
may look great next to the creek, if the local water
department says it has to be at least 75 feet away, that's where you will have to put it!
Setbacks between water systems (including your domestic
water supply, that of your neighbors, streams, seasonal
creeks and storm runoff
easements) and possible sources of contamination such as
septic systems, barns and even pastures should be
carefully adhered to. Setbacks can eat up a lot of real
estate, so beware of smaller properties with several
creeks and drainage easements and always
review
the latest Planning Department regulations before you
start your property search.
After
you locate a promising piece of land, have your Realtor
obtain a Property Profile (free of charge from a title
company)
for the parcel
in question. Check the Preliminary Title Report to
identify any CC&Rs (restrictions and other conditions in
the deed) or any
easements or other encumbrances that may impact your
planned use of the property. You can often get a
color-coded map showing the location of each easement
from the title company.
5) Don't Skimp on Your Water Supply!
Water is
vital for life. While every locale has regulations for
water quality, you must also be concerned about
the amount of water available
in the aquifers beneath your property
as well as how much water your well system
can produce per
minute
or hour.
The Fire
Marshall will dictate how much water you must have in
storage for fire protection as well as the number of fire hydrants required and where they
must be located.
In many
locales, newly constructed homes
(and some barns) may require ceiling-mounted fire
sprinklers. The Water District will have established
minimum water production standards for a legal well and
can
determine
whether an older, existing well can continue in active production.
Usually
a well must have a concrete sanitary seal installed to a
depth of fifty feet or the agency will require the well
be destroyed to prevent contaminants from entering the
water supply via the well casing. Potential
contaminants,
including nitrates and heavy metals as well as certain
bacteria, exist in all rural areas and
the planned uses of
your
rural property will be evaluated as a potential source
of these contaminants. Your well, or well plus
associated filtration system, must
meet the water agency's minimum standards
for water quality to allow its continued operation.
If you
plan on irrigating large areas such as pastures or
vineyards, check with your local Agricultural
Extension Office to learn
which pasture grasses and grape varieties are best
suited for your area and how much water they require. In
our region, rainfall
occurs only
during
the winter months with quite a few
dry months in between. Your well must be able to
continually produce sufficient water to irrigate your
pastures
year-round during these dry spells and any drought
years. Depending on your choice of pasture cover and
your local weather, as much as two inches of water per
month across the entire pasture area will be required.
Given that a cubic foot of water is about eight gallons,
irrigating a single acre can require more than 7200
gallons of water per month. To be considered a legal
well, some water agencies require a
minimum
production capability of three gallons per minute. If
you are serious about irrigation, think in terms of
several tens of gallons per minute of continuous, year-round
production capacity.
Local well drillers and your Water District can supply
information on water availability, the well depth
required to reach it and water quality.
Along with the standard home, roof, pest
and septic inspections, your Realtor should specify in
your purchase offer that any existing well
be
tested
for water quality and production as a contingency for
buying an existing country home or ranch.
6) Understand Your Local Development
Process.
Spending
an hour at your local Planning Department can be time
well spent. You can
pick up informational brochures on a wide variety of
topics including details of the development and permit
process,
permit costs,
zoning
regulations and how they might impact your planned use
of a parcel, lot line adjustments, minimum parcel sizes
for particular uses, and the availability of building
permit exemptions for certain types of facilities (also
known as "agricultural exemptions"). Discussing your
ideas
with a County
Planner before you bring a final set of plans to their
attention has been known to save people quite a lot of
money, time and stress. Avoiding costly "surprises" and
time-consuming changes is of paramount importance to any
developer. When it comes time for site approval, the
Planner's
familiarity with a parcel, its owners
and their hopes and dreams may smooth
the
approval process.
7) Optimize Your Ranch Layout
While no property is perfect for every
user and use, a good layout can make or break a
promising contender.
Think
about access in and
out of the
property
as well as where large vehicles such as trucks,
multi-horse trailers, large delivery vehicles
can park and turn around. Consider prevailing winds
and the natural terrain when laying out pastures,
vineyards and gardens. When
planning the
location
of your major facilities, or analyzing
the appropriateness of existing ones, try to minimize
unnecessary walking or driving when performing daily
chores. I've found that circular driveways that are
routed past key facilities like the horse barn, the
hay barn, the arena, etc. make access, unloading and
parking faster and easier for everyone who comes to our
ranch.
Normal maintenance is a big chore even
at the best designed ranch. Consider
everything (painting, mowing, irrigation, manure and
vegetation disposal, equipment storage, etc.)
when you plan or evaluate facilities. Even if your area
doesn't experience hard freezes, locate master water
shutoff valves so they can be accessed quickly and
easily, and so that sections of water lines
may be
turned off or drained without affecting the entire
system.
8) Don't Forget Your Normal Due
Diligence
While
you're evaluating property from the perspective of your
particular intended use, don't forget to do your normal
pre-purchase and post-offer due diligence.
Learn as much as possible about the area, its economy,
its growth plans, weather and business resources. Review
the Preliminary Title Report and make sure your purchase
contract includes provision for any and all inspections
that you will want to have performed. Talk
to at least one lender, determine your financial plan
and limitations, and become pre-approved for your
purchase as early as possible in your search. Take the
time to carefully review the Natural Hazards Disclosure
that you will receive and
all the disclosures the seller must provide by law.
Don't take anything for granted; make sure all details
are written down and formalized. Try to attend as many
of your inspections as possible (good Realtors will
always attend these on your behalf but you should try to
attend as many of these as possible.)
and ask questions of contractors and
inspectors.
Use your
vendor resources. Bring potential contractors on site to
review your plans and provide suggestions. Don't be
afraid of getting a second opinion. Maintain your
long-term perspective knowing that each issue resolved
is one step closer to your dream home or
ranch. Good luck, have fun and enjoy the
experience!